Step 1

In a small bowl, stir together cumin, chili powder, smoked paprika, salt, and pepper.

Step 2

Heat olive oil in a Dutch oven over medium heat.

Step 3

Add ground sirloin, breaking it up with a wooden spoon. Stir in onions and garlic.

Step 4

Sprinkle with spice mixture. Cook, stirring occasionally, until beef is browned, about 7 minutes.

Step 5

Stir in diced tomatoes, green chiles, beef stock, and tomato paste.

Step 6

Bring to a simmer; cook, uncovered, stirring occasionally, about 20 minutes.

Step 7

Stir in black beans; simmer 5 minutes more.

Step 8

Garnish servings with desired toppings.