Step 1

Add the ground beef to a large pot over medium-high heat. Cook the beef until most of the pink is gone, about 7 minutes. Add the onion, pepper, garlic, and (if using) the jalapeño and cook until the onion is soft, about 3 minutes.

Step 2

Add the taco seasoning to the pot and stir. Then add the chicken stock, diced tomatoes, and beans and bring the pot to a boil. Reduce the heat and simmer for 5 minutes.

Step 3

Add the corn to the pot and let it warm for a few minutes. Season to taste with salt and pepper.

Step 4

If using the cream cheese, cut it into small pieces and add it to the soup then stir until it dissolves into the soup.

Step 5

Serve with any or all of the optional toppings.