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Step 1
COMBINEÂ wafer crumbs and margarine; press onto bottom of 13x9-inch dish. Refrigerate until ready to use.
Step 2
MIXÂ cream cheese spread and sugar in medium bowl until blended. Stir in 1-1/2 cups whipped topping; spread carefully over crust. Cut bananas crosswise in half, then cut each piece lengthwise in half. Arrange over cream cheese mixture.
Step 3
BEATÂ pudding mixes and milk with whisk 2 min.; pour over bananas. Cover with remaining whipped topping; sprinkle with chocolate. Refrigerate 3 hours.