Step 1

Preheat oven to 400°F. Cook beef in a large skillet over medium heat until browned and crumbly; drain.

Step 2

Arrange 6 tortillas on each of 2 baking sheets. Spread 1 can refried beans on tortillas. Top with beef, and sprinkle with 2 cups cheese. Top each with 1 tortilla. Spread 1 can beans on tortillas; sprinkle with 2 cups cheese.

Step 3

Bake 20 minutes or until tortillas are browned and crisp. Serve with lettuce, sour cream, tomatoes, and cilantro.