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Step 1
In a medium skillet set over medium heat, add 1 tablespoon of oil. When the oil is hot, add the pepper and onion. Sauté until tender, about 8-10 minutes. You may need to add a little water to prevent them from drying out and burning.
Step 2
Remove from skillet and set aside. Wipe the skillet out and add the remaining oil. Fold tortillas in half. Place two in the pan side by side, folded edges about 1 inch apart. Stuff with cheese, peppers, onion, black beans, and chicken.
Step 3
Cook on both sides until the tortilla is golden brown and the cheese is melty. Serve with salsa, guacamole, and/or sour cream, if desired.