Step 1

In a 12-inch skillet, heat the olive oil over medium-high heat.

Step 2

Add the beef to the skillet, cooking thoroughly until browned and cooked through.

Step 3

Drain the fat.

Step 4

Stir in the salsa, chili powder, and cumin. Season to taste with salt and pepper.

Step 5

Warm mixture through and then remove from heat.

Step 6

Layer the lettuce, beans, cheese, tomatoes, sour cream, avocado, and red onion in bowls or into tortilla bowls. Ladle the beef filling on top and serve.

Step 7

Serve with tortilla chips if not using a tortilla bowl!