Step 1

Arrange a rack in the middle of the oven and heat the oven to 350ºF.

Step 2

Lightly coat 2 (8-ounce) ramekins with cooking spray. Place on a rimmed baking sheet.

Step 3

Place 2 medium peeled bananas, 2 large eggs, 1 cup old-fashioned or quick-cooking oats, 2 tablespoons sweetener, 1 teaspoon ground cinnamon, 1/2 teaspoon baking powder, and 1/2 teaspoon kosher salt in a blender. Blend on high speed until smooth, 20 to 30 seconds.

Step 4

Pour into the ramekins. Add 2 tablespoons chocolate chips to each ramekin and use the handle of the tablespoon to stir to combine. Let sit for 5 minutes so the oats can absorb the liquid.

Step 5

Bake until the oatmeal is puffed, pulls away from the sides of the ramekin, and a toothpick inserted in the center comes out clean, 30 to 35 minutes. Let cool for 5 minutes before serving.