Step 1

Preheat the oven to 350º

Step 2

Grease and flour a 9x5 loaf pan and set aside.

Step 3

Sift the bread flour and stir in the baking powder, baking soda, salt, and granulated sugar.

Step 4

Mash the ripe bananas by using either a fork or a hand mixer.

Step 5

Create a well in the center of the flour and add the mashed bananas.

Step 6

Top with the egg, milk, oil, and vanilla extract.

Step 7

Chop the walnuts and add them in the center as well.

Step 8

Stir together the ingredients until all of the dry ingredients are moistened. Do not overstir.

Step 9

Spoon the batter into the prepared loaf pan and bake for 45-50 minutes.

Step 10

Check the center of the bread with a toothpick to ensure that it comes out clean and the banana bread is done.

Step 11

Allow the bread to cool in the loaf pan for 10 minutes before removing it from the loaf pan and cooling in on a rack.

Step 12

Mix together the softened cream cheese and the ground cinnamon until blended well.