Step 1

Line bottom of a 13 x 9 x 2 inch dish with 1 bag of cookies.

Step 2

Blend milk with pudding mix well with a handheld electric mixer.

Step 3

Beat cream cheese and condensed milk together in a bowl until smooth; fold in whipped topping

Step 4

Add to pudding mixture, stirring until well blended.

Step 5

Slice bananas and put on top of cookies.

Step 6

Pour mixture over cookies and bananas.

Step 7

Cover with remaining cookies.

Step 8

Refrigerate overnight.