Step 1

Cook rice according to package instructions (I used a rice cooker)

Step 2

Add bell peppers, onion, garlic, and olive oil to a large skillet

Step 3

Sauté on medium high heat for 8-10 minutes, until onion is translucent

Step 4

Add beans, lime juice, salt, pepper, cumin, and chili powder and stir to combine

Step 5

Heat an additional 2-3 minutes, until hot

Step 6

Spoon veggie mixture over rice and serve with sliced avocado, sour cream, salsa, and colby jack cheese

Step 7

Dip with tortilla chips for extra crunch!