In a small skillet, cook bacon over medium heat until cooked but not crisp. Remove to paper towels to drain; keep warm., Preheat air fryer to 350°. In a small bowl, whisk 2 eggs, cream and pepper. Wrap 2 bacon strips around the inside edges of each of two 8-oz. ramekins or custard cups coated with cooking spray. , Sprinkle ramekins with half the cheese and onions. Divide egg mixture between ramekins. Break 1 remaining egg into each ramekin. Sprinkle with remaining cheese and onions. Place ramekins on tray in air-fryer basket; cook until eggs are completely set, 15-20 minutes. Remove from basket; let stand 5 minutes before serving.