Step 1

Cut loaf into cubes and place half of them evenly in a greased 9x13 pan.

Step 2

Place cream cheese powdered sugar and 1 tsp vanilla in a medium bowl and beat until smooth. Drop spoonfuls of cream cheese mixture over bread cubes, then top with remaining bread cubes.

Step 3

In a bowl, mix together eggs, milk, heavy cream, sugar, and vanilla. Pour evenly over bread. Cover your pan with Saran Wrap and refrigerate overnight (or for a few hours)

Step 4

Mix together flour, brown sugar, cinnamon, and salt in a medium bowl.

Step 5

Cut in butter with this mixture until crumbly and place in a Ziploc bag and refrigerate overnight as well.

Step 6

Preheat the oven to 350°F.

Step 7

Take the pan and Ziploc bag out when ready to bake. Sprinkle crumbly mixture evenly over the bread. Bake for 45 minutes to 1 hour depending on how soft you like it.